- Accountants
- Real estate agents
- Conveyancers
- Jewellers and precious metals dealers
- Virtual digital asset providers
- Trust and company service providers
Tranche 2 brought accountants, real estate agents, conveyancers, jewellers, VDA providers and trust administrators under AML/CTF regulation for the first time. We help them meet their obligations with programs that are proportionate, practical and built to last, led by senior practitioners from first assessment to ongoing support.
- 15+
- Years of AML/CTF experience across banking, professional services and regulation
- 6
- Tranche 2 sectors we specialise in, each with its own guidance
- 45 min
- Free first consultation to confirm exactly what applies to you
- 1
- Team for both compliance and commercial finance
Built for the businesses Tranche 2 now covers
Choose your sector for its designated services, key risks and the first actions to take.
Very high riskVirtual digital asset providers
High riskAccountants
High riskReal estate agents
High riskConveyancers
Medium-high riskJewellers and precious metals dealers
High riskTrust and company service providers
Ask a specialist
Not sure which sector you fall into?
It depends on your services. We'll tell you in one call.
AML/CTF services
Advisory built for Tranche 2
Practical, outcome-focused advice, not generic templates. Every engagement is scoped to your sector, risk profile and obligations.
Explore all services
- AML/CTF Program DesignA compliant, audit-ready AML/CTF program built for your business.Project-based or retainer
- Tranche 2 ReadinessKnow exactly where you stand and what you need to do.Fixed-scope project
- Complex Financing StructuresNavigate layered transactions with confidence and compliance.Transaction advisory or retainer
- Financial Crime RiskIdentify, assess and mitigate financial crime exposure.Project-based
- Regulatory ReportingMeet your AUSTRAC reporting obligations accurately and on time.Ongoing support or project
- Training & UpliftA team that understands its obligations and acts on them.Workshop or ongoing program
Interactive check
See what applies to you in seconds
Most core obligations apply to every Tranche 2 business. The differences are mainly in ongoing monitoring and cash reporting. Pick your sector to check.
Compare all sectors6 of 7 core obligations apply to accountants
- AppliesEnrol with AUSTRAC
- AppliesAML/CTF program
- AppliesCustomer due diligence
- AppliesOngoing monitoring
- AppliesSuspicious matter reports
- Does not typically applyThreshold transaction reports
- AppliesRecord keeping
Indicative only. Full guidance for accountants
Australia's AML/CTF laws now cover your profession.
If your business provides a designated service, you are now a reporting entity with legal obligations under the AML/CTF Act.
November 2024
Legislation passed
The AML/CTF Amendment Act 2024 passes Parliament, receiving Royal Assent in December 2024.
31 March 2026
Virtual asset services commence
New obligations apply to virtual asset service providers, who must enrol with AUSTRAC by 28 April 2026.
1 July 2026
Tranche 2 obligations commence
Accountants, real estate agents, conveyancers, trust and company service providers, dealers in precious metals and stones, and lawyers become reporting entities.
29 July 2026
Enrolment deadline
Newly regulated businesses must be enrolled with AUSTRAC. Reporting and program obligations are now active.
Today
Obligations are live
AUSTRAC expects you to be enrolled and running your program.
15+
Years of AML/CTF experience, from banking to AUSTRAC engagement.
Why businesses work with us
Financial advisory
Senior financial expertise, with compliance built in.
Fractional CFO, accounting, fund administration and transaction advice from the same team, so your structures are commercially sound and regulatory-ready.
Explore financial advisory- Finance Business PartnerStrategic financial leadership without the full-time cost.
- Accounting & Financial ManagementAccurate, timely financials you can actually rely on.
- SPV, Trust & Funds AdministrationSpecialist accounting and administration for complex structures.
- Transaction AdvisoryIndependent financial advice across complex transactions.
Ready to get compliant?
Book a no-obligation consultation. We'll assess where you stand, confirm your obligations and give you a clear plan.
